Short-term debt is any debt due within 12 months. Long-term debt is all other debt. The balance sheet typically contains two entries:

• Short-term debt and that component of long-term debt due in the short-term (e.g., you might have a 5 year note that looks like a long-term loan, but those payments on that note that are due during the next 12 months are listed here)
• The rest of long-term debt

Related Questions:

How can I see my balance sheet?

How do I create a loan in Offtoa?

Why does my loan seem to be generating cash after the initial loan is created?